Quick Credit Approvals Ontario Credit customers complete one online credit application which is automatically submitted to dozens of lenders to find the lowest rates possible. We'll find the right lender for your specific needs in a timely manner. Use the information below to gain an understanding of the Quick Credit approval process by organizational type. To qualify for a Quick Credit approval, your organization must meet the stated criteria. In the event that you do not meet the stated criteria, no need to worry. We will request additional information to ensure that we find the best financial option available for your current needs. The additional information may include: Corporate financials, cross-corporate guarantee, letter of credit, personal financials, or a personal guarantee. Public Company Criteria: Investment Grade Bond Rating Timeframe: <$25M - 3 days >$25M - additional exposure analysis Municipality Criteria: Strong Municipal Bond Rating Timeframe: <$25M - 3 days >$25M - additional exposure analysis Private Company Criteria: • FICO score greater than 650 • Paydex score greater than 75 • Three or more years of business operations • No judgment, lien, or bankruptcy within the last 5 years Timeframe: <$25M - 3 days >$25M - additional exposure analysis